Premiums from £500

Available instantly online

Competitive online prices



Get a quote online

Crime Insurance

Despite how good a company’s own controls are to detect and prevent fraud, they are never a guaranteed fail-safe procedure and all companies are vulnerable, including yours.

The financial impact of financial Crime can be devastating. Crime Insurance provides organisations with much-needed peace of mind against a severe threat, and can be extended to protect against the growing danger of cyber fraud, in which firms are tricked into sending money by fake emails from fraudsters impersonating managers or suppliers.

Get a quote online

Domestically focused UK and Irish businesses.

For a full list of exclusions please read the Policy Summary or Policy Wording.

To get immediate cover simply click on the "Get Quote" button. Subject to you being able to answer a few short questions and meeting the underwriting criteria you will obtain a quote and be able to purchase cover online in minutes. It’s as quick and simple as that!

Contact one of our experienced brokers on +44 (0) 1323 648000 or e-mail us at

Crime insurance will cover you for theft from you by anyone, including employees and third parties. Expenses are also paid to investigate the loss. Cover is provided where your employees have stolen from your clients, or where third parties have taken money, securities, or property of a client of yours whilst in your care, custody and control. Defence costs are paid if a claim from a client crime is brought against you.

The limit of indemnity you select will be on an any one-claim basis. This means that each individual claim or loss has its own limit of indemnity, thought multiple claims or losses arising from the same cause will be treated as the same claim. You will be liable to pay the excess in relation to each loss or claim, which is detailed on your quotation and in the policy schedule.

Key Features of cover

  • Criminal taking or misappropriation of the insured’s money, securities or property (with no distinction between employee and third- party losses).
  • Physical destruction or disappearance of money and securities while on premises, in employee custody or in transit.
  • Criminal taking by an employee of money and securities or property to the deprivation of a client.
  • Criminal taking by a third-party of client money, securities or property in your control and for which you are liable.
  • Expenses cover to establish the existence of the loss, and verify it’s amount. This also includes notification expenses in the event of a data breach
  • Computer violation by an employee
  • Telephone fraud
  • Public relations costs following a covered claim to limit or mitigate the impact on your business
  • Court attendance costs if a person has to attend court as a witness in respect of a client crime
  • A social engineering extension is also available to protect against email impersonation fraud. The cover is tailored to enhance the Crime Insurance product to address the specific exposures